Job openings for credit manager in ahmedabad bangalore mumbai

BRANCH UNDERWRITING:
Piramal Capital & Housing Finance ltd., as a commitment to serve all lending needs of consumers of “Bharat” is hiring Credit manager for its retail business. The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case.
EXTERNAL:

Customers
Vendors
Internal auditors
Credit Bureaus
KEY STAKEHOLDERS:
Credit Head for HFC
Risk & Compliance team
Credit Analyst and Operations
Legal team
Sales team
Collections team
ESSENTIAL SKILLS:
Knowledge of local markets and trends in retail lending
Understanding of local business and micro economy
Ability to work under tight deadlines and to prioritize conflicting and changing priorities
Keen understanding and focus on risk, controls, compliance and regulatory framework
Ability to liaise with internal stakeholders and cross-functional teams
Strong customer focus and management of stakeholder expectations
Strong analytical & communication skills (written & verbal)
Should be willing to adapt to digital tools and processes

QUALIFICATION:
Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate
1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME)
Deep experience & understanding of retail financial services across NBFCs, banking